/* ============================================================
   GOODCREDIT — DESIGN SYSTEM
   Assessoria Especializada em Crédito Imobiliário
   ============================================================ */

/* ─── Google Fonts ─── */
@import url('https://fonts.googleapis.com/css2?family=Plus+Jakarta+Sans:wght@400;500;600;700;800&family=Inter:wght@400;500;600;700&display=swap');

/* ============================================================
   1. DESIGN TOKENS (Custom Properties)
   ============================================================ */
:root {
  /* ── Colors ── */
  /* Primary: Green (brand) */
  --color-primary-50:  #ECFDF5;
  --color-primary-100: #D1FAE5;
  --color-primary-200: #A7F3D0;
  --color-primary-300: #6EE7B7;
  --color-primary-400: #34D399;
  --color-primary-500: #10B981;
  --color-primary-600: #059669;
  --color-primary-700: #047857;
  --color-primary-800: #065F46;
  --color-primary-900: #064E3B;

  /* Dark / Graphite */
  --color-dark-50:  #F8FAFC;
  --color-dark-100: #F1F5F9;
  --color-dark-200: #E2E8F0;
  --color-dark-300: #CBD5E1;
  --color-dark-400: #94A3B8;
  --color-dark-500: #64748B;
  --color-dark-600: #475569;
  --color-dark-700: #334155;
  --color-dark-800: #1E293B;
  --color-dark-900: #0F172A;

  /* Accent: Warm Gold (for urgency CTAs) */
  --color-accent-400: #FBBF24;
  --color-accent-500: #F59E0B;
  --color-accent-600: #D97706;

  /* Semantic */
  --color-success: #10B981;
  --color-warning: #F59E0B;
  --color-error:   #EF4444;
  --color-info:    #3B82F6;

  /* Surfaces */
  --color-white:      #FFFFFF;
  --color-bg:         #FFFFFF;
  --color-bg-alt:     #F8FAFC;
  --color-bg-dark:    #0F172A;
  --color-bg-card:    #FFFFFF;
  --color-border:     #E2E8F0;
  --color-border-light: #F1F5F9;

  /* Text */
  --color-text:         #1E293B;
  --color-text-secondary: #64748B;
  --color-text-muted:   #94A3B8;
  --color-text-on-dark: #F8FAFC;
  --color-text-on-primary: #FFFFFF;

  /* ── Typography ── */
  --font-heading: 'Plus Jakarta Sans', -apple-system, BlinkMacSystemFont, 'Segoe UI', sans-serif;
  --font-body:    'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', sans-serif;

  /* Font Sizes (fluid with clamp) */
  --text-xs:   0.75rem;    /* 12px */
  --text-sm:   0.875rem;   /* 14px */
  --text-base: 1rem;       /* 16px */
  --text-lg:   1.125rem;   /* 18px */
  --text-xl:   1.25rem;    /* 20px */
  --text-2xl:  1.5rem;     /* 24px */
  --text-3xl:  clamp(1.75rem, 2vw + 0.5rem, 2rem);      /* 28-32px */
  --text-4xl:  clamp(2rem, 3vw + 0.5rem, 2.5rem);        /* 32-40px */
  --text-5xl:  clamp(2.25rem, 4vw + 0.5rem, 3rem);       /* 36-48px */
  --text-6xl:  clamp(2.5rem, 5vw + 0.5rem, 3.75rem);     /* 40-60px */

  /* Line Heights */
  --leading-none:    1;
  --leading-tight:   1.15;
  --leading-snug:    1.3;
  --leading-normal:  1.6;
  --leading-relaxed: 1.75;

  /* Font Weights */
  --font-regular:    400;
  --font-medium:     500;
  --font-semibold:   600;
  --font-bold:       700;
  --font-extrabold:  800;

  /* ── Spacing (8px base) ── */
  --space-1:  0.25rem;  /* 4px */
  --space-2:  0.5rem;   /* 8px */
  --space-3:  0.75rem;  /* 12px */
  --space-4:  1rem;     /* 16px */
  --space-5:  1.25rem;  /* 20px */
  --space-6:  1.5rem;   /* 24px */
  --space-8:  2rem;     /* 32px */
  --space-10: 2.5rem;   /* 40px */
  --space-12: 3rem;     /* 48px */
  --space-16: 4rem;     /* 64px */
  --space-20: 5rem;     /* 80px */
  --space-24: 6rem;     /* 96px */
  --space-32: 8rem;     /* 128px */

  /* ── Border Radius ── */
  --radius-sm:   6px;
  --radius-md:   10px;
  --radius-lg:   16px;
  --radius-xl:   24px;
  --radius-2xl:  32px;
  --radius-full: 9999px;

  /* ── Shadows ── */
  --shadow-xs:  0 1px 2px rgba(0, 0, 0, 0.04);
  --shadow-sm:  0 1px 3px rgba(0, 0, 0, 0.06), 0 1px 2px rgba(0, 0, 0, 0.04);
  --shadow-md:  0 4px 6px -1px rgba(0, 0, 0, 0.07), 0 2px 4px -2px rgba(0, 0, 0, 0.05);
  --shadow-lg:  0 10px 15px -3px rgba(0, 0, 0, 0.08), 0 4px 6px -4px rgba(0, 0, 0, 0.04);
  --shadow-xl:  0 20px 25px -5px rgba(0, 0, 0, 0.08), 0 8px 10px -6px rgba(0, 0, 0, 0.03);
  --shadow-2xl: 0 25px 50px -12px rgba(0, 0, 0, 0.15);
  --shadow-green: 0 4px 14px rgba(16, 185, 129, 0.25);
  --shadow-card-hover: 0 20px 40px -8px rgba(0, 0, 0, 0.1);

  /* ── Transitions ── */
  --transition-fast:   150ms cubic-bezier(0.4, 0, 0.2, 1);
  --transition-base:   250ms cubic-bezier(0.4, 0, 0.2, 1);
  --transition-slow:   350ms cubic-bezier(0.4, 0, 0.2, 1);
  --transition-spring: 500ms cubic-bezier(0.34, 1.56, 0.64, 1);

  /* ── Z-Index Scale ── */
  --z-base:     1;
  --z-dropdown: 100;
  --z-sticky:   200;
  --z-overlay:  300;
  --z-modal:    400;
  --z-fab:      500;
  --z-toast:    600;

  /* ── Layout ── */
  --container-max: 1280px;
  --container-padding: var(--space-6);
  --header-height: 80px;
  --section-padding: clamp(4rem, 8vw, 7rem);
}


/* ============================================================
   2. CSS RESET & BASE
   ============================================================ */
*, *::before, *::after {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
}

html {
  scroll-behavior: smooth;
  -webkit-text-size-adjust: 100%;
  scroll-padding-top: var(--header-height);
}

body {
  font-family: var(--font-body);
  font-size: var(--text-base);
  line-height: var(--leading-normal);
  color: var(--color-text);
  background-color: var(--color-bg);
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
  overflow-x: hidden;
}

img, video, svg {
  display: block;
  max-width: 100%;
  height: auto;
}

a {
  color: inherit;
  text-decoration: none;
}

ul, ol {
  list-style: none;
}

button, input, textarea, select {
  font: inherit;
  color: inherit;
  border: none;
  outline: none;
  background: none;
}

button {
  cursor: pointer;
}

::selection {
  background: var(--color-primary-200);
  color: var(--color-primary-900);
}


/* ============================================================
   3. LAYOUT UTILITIES
   ============================================================ */
.container {
  width: 100%;
  max-width: var(--container-max);
  margin-inline: auto;
  padding-inline: var(--container-padding);
}

.section {
  padding-block: var(--section-padding);
}

.section--alt {
  background-color: var(--color-bg-alt);
}

.section--dark {
  background-color: var(--color-bg-dark);
  color: var(--color-text-on-dark);
}

.section--gradient {
  background: linear-gradient(135deg, var(--color-dark-900) 0%, var(--color-primary-900) 50%, var(--color-primary-800) 100%);
  color: var(--color-text-on-dark);
}

.section__header {
  text-align: center;
  max-width: 720px;
  margin-inline: auto;
  margin-bottom: var(--space-16);
}

.section__badge {
  display: inline-flex;
  align-items: center;
  gap: var(--space-2);
  padding: var(--space-1) var(--space-4);
  background: var(--color-primary-50);
  color: var(--color-primary-700);
  font-size: var(--text-sm);
  font-weight: var(--font-semibold);
  border-radius: var(--radius-full);
  margin-bottom: var(--space-4);
  letter-spacing: 0.02em;
}

.section--dark .section__badge {
  background: rgba(16, 185, 129, 0.15);
  color: var(--color-primary-300);
}

.section__title {
  font-family: var(--font-heading);
  font-size: var(--text-5xl);
  font-weight: var(--font-extrabold);
  line-height: var(--leading-tight);
  color: var(--color-dark-900);
  margin-bottom: var(--space-4);
  letter-spacing: -0.02em;
}

.section--dark .section__title,
.section--gradient .section__title {
  color: var(--color-white);
}

.section__subtitle {
  font-size: var(--text-lg);
  color: var(--color-text-secondary);
  line-height: var(--leading-relaxed);
  max-width: 600px;
  margin-inline: auto;
}

.section--dark .section__subtitle {
  color: var(--color-dark-300);
}

/* Grid */
.grid {
  display: grid;
  gap: var(--space-8);
}

.grid--2 { grid-template-columns: repeat(2, 1fr); }
.grid--3 { grid-template-columns: repeat(3, 1fr); }
.grid--4 { grid-template-columns: repeat(4, 1fr); }

@media (max-width: 1023px) {
  .grid--3, .grid--4 { grid-template-columns: repeat(2, 1fr); }
}

@media (max-width: 767px) {
  .grid--2, .grid--3, .grid--4 { grid-template-columns: 1fr; }
}

/* Flex */
.flex { display: flex; }
.flex-col { flex-direction: column; }
.flex-wrap { flex-wrap: wrap; }
.items-center { align-items: center; }
.items-start { align-items: flex-start; }
.justify-center { justify-content: center; }
.justify-between { justify-content: space-between; }
.gap-2 { gap: var(--space-2); }
.gap-3 { gap: var(--space-3); }
.gap-4 { gap: var(--space-4); }
.gap-6 { gap: var(--space-6); }
.gap-8 { gap: var(--space-8); }

/* Text align */
.text-center { text-align: center; }
.text-left   { text-align: left; }


/* ============================================================
   4. TYPOGRAPHY
   ============================================================ */
h1, h2, h3, h4, h5, h6,
.h1, .h2, .h3, .h4, .h5, .h6 {
  font-family: var(--font-heading);
  font-weight: var(--font-bold);
  line-height: var(--leading-tight);
  color: var(--color-dark-900);
  letter-spacing: -0.02em;
}

h1, .h1 {
  font-size: var(--text-6xl);
  font-weight: var(--font-extrabold);
}

h2, .h2 {
  font-size: var(--text-5xl);
  font-weight: var(--font-extrabold);
}

h3, .h3 {
  font-size: var(--text-3xl);
  font-weight: var(--font-bold);
}

h4, .h4 {
  font-size: var(--text-2xl);
  font-weight: var(--font-bold);
}

h5, .h5 {
  font-size: var(--text-xl);
  font-weight: var(--font-semibold);
}

h6, .h6 {
  font-size: var(--text-lg);
  font-weight: var(--font-semibold);
}

p {
  margin-bottom: var(--space-4);
  line-height: var(--leading-normal);
}

p:last-child {
  margin-bottom: 0;
}

.text-lg   { font-size: var(--text-lg); }
.text-sm   { font-size: var(--text-sm); }
.text-xs   { font-size: var(--text-xs); }
.text-muted { color: var(--color-text-muted); }
.text-secondary { color: var(--color-text-secondary); }
.text-primary { color: var(--color-primary-600); }
.text-white { color: var(--color-white); }
.font-medium { font-weight: var(--font-medium); }
.font-semibold { font-weight: var(--font-semibold); }
.font-bold { font-weight: var(--font-bold); }

/* Highlight / Gradient text */
.text-gradient {
  background: linear-gradient(135deg, var(--color-primary-500), var(--color-primary-700));
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  background-clip: text;
}


/* ============================================================
   5. BUTTONS
   ============================================================ */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: var(--space-2);
  padding: var(--space-3) var(--space-6);
  font-family: var(--font-body);
  font-size: var(--text-base);
  font-weight: var(--font-semibold);
  line-height: 1.5;
  border-radius: var(--radius-lg);
  transition: all var(--transition-base);
  white-space: nowrap;
  position: relative;
  overflow: hidden;
  cursor: pointer;
  border: 2px solid transparent;
}

.btn:active {
  transform: scale(0.97);
}

.btn svg,
.btn i {
  width: 20px;
  height: 20px;
  flex-shrink: 0;
}

/* Sizes */
.btn--sm {
  padding: var(--space-2) var(--space-4);
  font-size: var(--text-sm);
  border-radius: var(--radius-md);
}

.btn--lg {
  padding: var(--space-4) var(--space-8);
  font-size: var(--text-lg);
  border-radius: var(--radius-xl);
}

.btn--xl {
  padding: var(--space-5) var(--space-10);
  font-size: var(--text-lg);
  border-radius: var(--radius-xl);
}

/* Primary */
.btn--primary {
  background: linear-gradient(135deg, var(--color-primary-500), var(--color-primary-600));
  color: var(--color-white);
  box-shadow: var(--shadow-green);
}

.btn--primary:hover {
  background: linear-gradient(135deg, var(--color-primary-600), var(--color-primary-700));
  box-shadow: 0 6px 20px rgba(16, 185, 129, 0.35);
  transform: translateY(-2px);
}

/* Secondary (outline) */
.btn--secondary {
  background: transparent;
  color: var(--color-primary-600);
  border-color: var(--color-primary-500);
}

.btn--secondary:hover {
  background: var(--color-primary-50);
  border-color: var(--color-primary-600);
  transform: translateY(-2px);
}

/* Dark */
.btn--dark {
  background: var(--color-dark-900);
  color: var(--color-white);
}

.btn--dark:hover {
  background: var(--color-dark-800);
  transform: translateY(-2px);
  box-shadow: var(--shadow-lg);
}

/* Ghost */
.btn--ghost {
  background: transparent;
  color: var(--color-text);
}

.btn--ghost:hover {
  background: var(--color-dark-100);
}

/* White (for dark backgrounds) */
.btn--white {
  background: var(--color-white);
  color: var(--color-primary-700);
}

.btn--white:hover {
  background: var(--color-primary-50);
  transform: translateY(-2px);
  box-shadow: var(--shadow-lg);
}

/* WhatsApp */
.btn--whatsapp {
  background: #25D366;
  color: var(--color-white);
}

.btn--whatsapp:hover {
  background: #20BD5A;
  transform: translateY(-2px);
  box-shadow: 0 6px 20px rgba(37, 211, 102, 0.35);
}

/* Full width */
.btn--block {
  width: 100%;
}

/* Pill shape */
.btn--pill {
  border-radius: var(--radius-full);
}

/* Button group */
.btn-group {
  display: flex;
  flex-wrap: wrap;
  gap: var(--space-4);
}

@media (max-width: 480px) {
  .btn-group {
    flex-direction: column;
  }
  .btn-group .btn {
    width: 100%;
  }
}


/* ============================================================
   6. CARDS
   ============================================================ */
.card {
  background: var(--color-bg-card);
  border-radius: var(--radius-xl);
  padding: var(--space-8);
  border: 1px solid var(--color-border);
  transition: all var(--transition-slow);
  position: relative;
}

.card:hover {
  border-color: var(--color-primary-200);
  box-shadow: var(--shadow-card-hover);
  transform: translateY(-4px);
}

/* Card with icon */
.card__icon {
  width: 56px;
  height: 56px;
  display: flex;
  align-items: center;
  justify-content: center;
  border-radius: var(--radius-lg);
  background: var(--color-primary-50);
  color: var(--color-primary-600);
  margin-bottom: var(--space-5);
  transition: all var(--transition-base);
}

.card__icon svg,
.card__icon i {
  width: 28px;
  height: 28px;
  font-size: 28px;
}

.card:hover .card__icon {
  background: var(--color-primary-500);
  color: var(--color-white);
  transform: scale(1.05);
}

.card__title {
  font-family: var(--font-heading);
  font-size: var(--text-xl);
  font-weight: var(--font-bold);
  color: var(--color-dark-900);
  margin-bottom: var(--space-3);
  letter-spacing: -0.01em;
}

.card__text {
  font-size: var(--text-base);
  color: var(--color-text-secondary);
  line-height: var(--leading-normal);
}

.card__link {
  display: inline-flex;
  align-items: center;
  gap: var(--space-2);
  margin-top: var(--space-5);
  color: var(--color-primary-600);
  font-weight: var(--font-semibold);
  font-size: var(--text-sm);
  transition: gap var(--transition-base);
}

.card__link:hover {
  gap: var(--space-3);
}

/* Card number variant */
.card--numbered {
  padding-top: var(--space-10);
}

.card--numbered .card__number {
  position: absolute;
  top: var(--space-6);
  right: var(--space-6);
  font-family: var(--font-heading);
  font-size: var(--text-4xl);
  font-weight: var(--font-extrabold);
  color: var(--color-primary-100);
  line-height: 1;
}

/* Card flat (no hover elevation) */
.card--flat {
  border: none;
  background: var(--color-bg-alt);
}

.card--flat:hover {
  transform: none;
  box-shadow: none;
  background: var(--color-primary-50);
}

/* Card glass (for dark backgrounds) */
.card--glass {
  background: rgba(255, 255, 255, 0.06);
  border-color: rgba(255, 255, 255, 0.1);
  backdrop-filter: blur(12px);
  -webkit-backdrop-filter: blur(12px);
}

.card--glass:hover {
  background: rgba(255, 255, 255, 0.1);
  border-color: rgba(255, 255, 255, 0.2);
}

.card--glass .card__title {
  color: var(--color-white);
}

.card--glass .card__text {
  color: var(--color-dark-300);
}

.card--glass .card__icon {
  background: rgba(16, 185, 129, 0.15);
  color: var(--color-primary-300);
}

.card--glass:hover .card__icon {
  background: var(--color-primary-500);
  color: var(--color-white);
}


/* ============================================================
   7. FORMS
   ============================================================ */
.form-group {
  margin-bottom: var(--space-5);
}

.form-label {
  display: block;
  font-size: var(--text-sm);
  font-weight: var(--font-semibold);
  color: var(--color-dark-700);
  margin-bottom: var(--space-2);
}

.form-input,
.form-select,
.form-textarea {
  width: 100%;
  padding: var(--space-3) var(--space-4);
  font-size: var(--text-base);
  line-height: 1.5;
  color: var(--color-text);
  background: var(--color-white);
  border: 2px solid var(--color-border);
  border-radius: var(--radius-lg);
  transition: all var(--transition-base);
}

.form-input:hover,
.form-select:hover,
.form-textarea:hover {
  border-color: var(--color-dark-300);
}

.form-input:focus,
.form-select:focus,
.form-textarea:focus {
  border-color: var(--color-primary-500);
  box-shadow: 0 0 0 4px var(--color-primary-100);
}

.form-input::placeholder {
  color: var(--color-text-muted);
}

.form-textarea {
  min-height: 120px;
  resize: vertical;
}

.form-select {
  appearance: none;
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='16' height='16' fill='%2364748B' viewBox='0 0 16 16'%3E%3Cpath d='M4.646 5.646a.5.5 0 0 1 .708 0L8 8.293l2.646-2.647a.5.5 0 0 1 .708.708l-3 3a.5.5 0 0 1-.708 0l-3-3a.5.5 0 0 1 0-.708z'/%3E%3C/svg%3E");
  background-repeat: no-repeat;
  background-position: right var(--space-4) center;
  padding-right: var(--space-10);
}

/* Input with prefix (R$) */
.form-input-group {
  position: relative;
}

.form-input-group .form-input {
  padding-left: var(--space-10);
}

.form-input-group__prefix {
  position: absolute;
  left: var(--space-4);
  top: 50%;
  transform: translateY(-50%);
  color: var(--color-text-muted);
  font-weight: var(--font-medium);
  pointer-events: none;
}

/* Range slider */
.form-range {
  width: 100%;
  height: 6px;
  appearance: none;
  -webkit-appearance: none;
  background: var(--color-dark-200);
  border-radius: var(--radius-full);
  outline: none;
}

.form-range::-webkit-slider-thumb {
  appearance: none;
  -webkit-appearance: none;
  width: 24px;
  height: 24px;
  border-radius: 50%;
  background: var(--color-primary-500);
  cursor: pointer;
  box-shadow: 0 2px 6px rgba(16, 185, 129, 0.3);
  transition: transform var(--transition-fast);
}

.form-range::-webkit-slider-thumb:hover {
  transform: scale(1.2);
}

.form-range::-moz-range-thumb {
  width: 24px;
  height: 24px;
  border-radius: 50%;
  background: var(--color-primary-500);
  cursor: pointer;
  border: none;
  box-shadow: 0 2px 6px rgba(16, 185, 129, 0.3);
}

/* Form helper / error */
.form-helper {
  font-size: var(--text-sm);
  color: var(--color-text-muted);
  margin-top: var(--space-1);
}

.form-error {
  font-size: var(--text-sm);
  color: var(--color-error);
  margin-top: var(--space-1);
}

.form-input--error {
  border-color: var(--color-error);
}

.form-input--error:focus {
  box-shadow: 0 0 0 4px rgba(239, 68, 68, 0.15);
}

/* Simulator card */
.simulator {
  background: var(--color-white);
  border-radius: var(--radius-2xl);
  padding: var(--space-10);
  box-shadow: var(--shadow-2xl);
  border: 1px solid var(--color-border);
  max-width: 640px;
  margin-inline: auto;
}

.simulator__title {
  font-family: var(--font-heading);
  font-size: var(--text-3xl);
  font-weight: var(--font-bold);
  text-align: center;
  margin-bottom: var(--space-2);
}

.simulator__subtitle {
  text-align: center;
  color: var(--color-text-secondary);
  margin-bottom: var(--space-8);
}

.simulator__result {
  background: var(--color-primary-50);
  border: 2px solid var(--color-primary-200);
  border-radius: var(--radius-xl);
  padding: var(--space-6);
  text-align: center;
  margin-top: var(--space-6);
  margin-bottom: var(--space-6);
}

.simulator__result-label {
  font-size: var(--text-sm);
  color: var(--color-text-secondary);
  margin-bottom: var(--space-1);
}

.simulator__result-value {
  font-family: var(--font-heading);
  font-size: var(--text-4xl);
  font-weight: var(--font-extrabold);
  color: var(--color-primary-700);
}

.simulator__disclaimer {
  font-size: var(--text-xs);
  color: var(--color-text-muted);
  text-align: center;
}


/* ============================================================
   8. HEADER
   ============================================================ */
.header {
  position: fixed;
  top: 0;
  left: 0;
  right: 0;
  height: var(--header-height);
  z-index: var(--z-sticky);
  transition: all var(--transition-base);
  background: transparent;
}

.header--scrolled {
  background: rgba(255, 255, 255, 0.85);
  backdrop-filter: blur(20px);
  -webkit-backdrop-filter: blur(20px);
  border-bottom: 1px solid var(--color-border-light);
  box-shadow: var(--shadow-sm);
}

.header__inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 100%;
}

.header__logo {
  display: flex;
  align-items: center;
  gap: var(--space-3);
  font-family: var(--font-heading);
  font-size: var(--text-xl);
  font-weight: var(--font-extrabold);
  color: var(--color-white);
  z-index: calc(var(--z-sticky) + 1);
  transition: color var(--transition-base);
}

.header--scrolled .header__logo {
  color: var(--color-dark-900);
}

.header__logo-img {
  width: 200px;
  height: auto;
  max-height: 52px;
  object-fit: contain;
  display: block;
  transition: all var(--transition-base);
}

@media (max-width: 767px) {
  .header__logo-img {
    width: 150px;
    max-height: 40px;
  }
}

.header__logo-text {
  display: flex;
  flex-direction: column;
  line-height: 1.1;
}

.header__logo-name {
  font-size: var(--text-xl);
  font-weight: var(--font-extrabold);
}

.header__logo-tagline {
  font-size: var(--text-xs);
  font-weight: var(--font-medium);
  opacity: 0.7;
  letter-spacing: 0.05em;
  text-transform: uppercase;
}

.header__nav {
  display: flex;
  align-items: center;
  gap: var(--space-1);
}

.header__nav-link {
  padding: var(--space-2) var(--space-4);
  font-size: var(--text-sm);
  font-weight: var(--font-medium);
  color: rgba(255, 255, 255, 0.85);
  border-radius: var(--radius-md);
  transition: all var(--transition-fast);
}

.header--scrolled .header__nav-link {
  color: var(--color-dark-600);
}

.header__nav-link:hover {
  color: var(--color-white);
  background: rgba(255, 255, 255, 0.1);
}

.header--scrolled .header__nav-link:hover {
  color: var(--color-primary-600);
  background: var(--color-primary-50);
}

.header__nav-link--active {
  color: var(--color-white) !important;
  background: rgba(255, 255, 255, 0.15);
}

.header--scrolled .header__nav-link--active {
  color: var(--color-primary-700) !important;
  background: var(--color-primary-50);
}

.header__cta {
  margin-left: var(--space-4);
}

/* Mobile menu */
.header__toggle {
  display: none;
  width: 44px;
  height: 44px;
  align-items: center;
  justify-content: center;
  border-radius: var(--radius-md);
  color: var(--color-white);
  z-index: calc(var(--z-sticky) + 1);
  transition: color var(--transition-base);
}

.header--scrolled .header__toggle {
  color: var(--color-dark-700);
}

.header__toggle svg {
  width: 28px;
  height: 28px;
}

/* Mobile overlay nav */
.mobile-nav {
  display: none;
  position: fixed;
  inset: 0;
  background: var(--color-white);
  z-index: var(--z-overlay);
  padding: calc(var(--header-height) + var(--space-8)) var(--space-6) var(--space-8);
  flex-direction: column;
  gap: var(--space-2);
  opacity: 0;
  transform: translateY(-10px);
  transition: all var(--transition-base);
}

.mobile-nav--open {
  display: flex;
  opacity: 1;
  transform: translateY(0);
}

.mobile-nav__link {
  display: flex;
  align-items: center;
  gap: var(--space-3);
  padding: var(--space-4) var(--space-4);
  font-size: var(--text-lg);
  font-weight: var(--font-semibold);
  color: var(--color-dark-700);
  border-radius: var(--radius-lg);
  transition: all var(--transition-fast);
}

.mobile-nav__link:hover,
.mobile-nav__link--active {
  background: var(--color-primary-50);
  color: var(--color-primary-700);
}

.mobile-nav__cta {
  margin-top: auto;
  padding-top: var(--space-6);
  border-top: 1px solid var(--color-border);
  display: flex;
  flex-direction: column;
  gap: var(--space-3);
}

@media (max-width: 1023px) {
  .header__nav,
  .header__cta {
    display: none;
  }
  .header__toggle {
    display: flex;
  }
}


/* ============================================================
   9. FOOTER
   ============================================================ */
.footer {
  background: var(--color-dark-900);
  color: var(--color-dark-300);
  padding-top: var(--space-20);
  padding-bottom: 0;
}

.footer__grid {
  display: grid;
  grid-template-columns: 1.5fr 1fr 1fr 1.2fr;
  gap: var(--space-12);
  padding-bottom: var(--space-16);
}

.footer__brand {
  display: flex;
  flex-direction: column;
  gap: var(--space-5);
}

.footer__logo-container {
  display: inline-block;
  background: var(--color-white);
  padding: var(--space-2) var(--space-5);
  border-radius: var(--radius-md);
  margin-bottom: var(--space-2);
  align-self: flex-start;
  transition: transform var(--transition-base);
}

.footer__logo-container:hover {
  transform: translateY(-2px);
}

.footer__logo-img {
  width: 160px;
  height: auto;
  object-fit: contain;
  display: block;
}

.footer__desc {
  font-size: var(--text-sm);
  line-height: var(--leading-relaxed);
  color: var(--color-dark-400);
  max-width: 320px;
}

.footer__socials {
  display: flex;
  gap: var(--space-3);
}

.footer__social-link {
  width: 40px;
  height: 40px;
  display: flex;
  align-items: center;
  justify-content: center;
  border-radius: var(--radius-md);
  background: rgba(255, 255, 255, 0.06);
  color: var(--color-dark-400);
  transition: all var(--transition-base);
}

.footer__social-link:hover {
  background: var(--color-primary-600);
  color: var(--color-white);
  transform: translateY(-2px);
}

.footer__social-link svg {
  width: 20px;
  height: 20px;
}

.footer__heading {
  font-family: var(--font-heading);
  font-size: var(--text-sm);
  font-weight: var(--font-bold);
  color: var(--color-white);
  text-transform: uppercase;
  letter-spacing: 0.08em;
  margin-bottom: var(--space-6);
}

.footer__links {
  display: flex;
  flex-direction: column;
  gap: var(--space-3);
}

.footer__link {
  font-size: var(--text-sm);
  color: var(--color-dark-400);
  transition: color var(--transition-fast);
}

.footer__link:hover {
  color: var(--color-primary-400);
}

.footer__contact-item {
  display: flex;
  align-items: flex-start;
  gap: var(--space-3);
  margin-bottom: var(--space-4);
  font-size: var(--text-sm);
  color: var(--color-dark-400);
}

.footer__contact-item svg {
  width: 18px;
  height: 18px;
  flex-shrink: 0;
  color: var(--color-primary-500);
  margin-top: 2px;
}

.footer__partner {
  margin-top: var(--space-6);
  padding-top: var(--space-6);
  border-top: 1px solid rgba(255, 255, 255, 0.08);
}

.footer__partner-label {
  font-size: var(--text-xs);
  color: var(--color-dark-500);
  text-transform: uppercase;
  letter-spacing: 0.08em;
  margin-bottom: var(--space-3);
}

.footer__partner-logo {
  height: 40px;
  opacity: 0.6;
  transition: opacity var(--transition-base);
}

.footer__partner-logo:hover {
  opacity: 1;
}

.footer__bottom {
  border-top: 1px solid rgba(255, 255, 255, 0.06);
  padding-block: var(--space-6);
  display: flex;
  align-items: center;
  justify-content: space-between;
  flex-wrap: wrap;
  gap: var(--space-4);
}

.footer__copy {
  font-size: var(--text-xs);
  color: var(--color-dark-500);
}

.footer__bottom-links {
  display: flex;
  gap: var(--space-6);
}

.footer__bottom-link {
  font-size: var(--text-xs);
  color: var(--color-dark-500);
  transition: color var(--transition-fast);
}

.footer__bottom-link:hover {
  color: var(--color-primary-400);
}

@media (max-width: 1023px) {
  .footer__grid {
    grid-template-columns: 1fr 1fr;
  }
}

@media (max-width: 767px) {
  .footer__grid {
    grid-template-columns: 1fr;
    gap: var(--space-10);
  }
  .footer__bottom {
    flex-direction: column;
    text-align: center;
  }
}


/* ============================================================
   10. WHATSAPP FAB
   ============================================================ */
.fab-whatsapp {
  position: fixed;
  bottom: var(--space-6);
  right: var(--space-6);
  z-index: var(--z-fab);
  display: flex;
  align-items: center;
  gap: var(--space-3);
}

.fab-whatsapp__btn {
  width: 60px;
  height: 60px;
  border-radius: var(--radius-full);
  background: #25D366;
  color: var(--color-white);
  display: flex;
  align-items: center;
  justify-content: center;
  box-shadow: 0 6px 16px rgba(37, 211, 102, 0.4);
  transition: all var(--transition-base);
  animation: fab-pulse 2s infinite;
}

.fab-whatsapp__btn:hover {
  transform: scale(1.1);
  box-shadow: 0 8px 24px rgba(37, 211, 102, 0.5);
  animation: none;
}

.fab-whatsapp__btn svg {
  width: 32px;
  height: 32px;
}

.fab-whatsapp__tooltip {
  background: var(--color-white);
  color: var(--color-dark-700);
  padding: var(--space-2) var(--space-4);
  border-radius: var(--radius-full);
  font-size: var(--text-sm);
  font-weight: var(--font-semibold);
  box-shadow: var(--shadow-lg);
  white-space: nowrap;
  opacity: 0;
  transform: translateX(10px);
  transition: all var(--transition-base);
  pointer-events: none;
}

.fab-whatsapp:hover .fab-whatsapp__tooltip {
  opacity: 1;
  transform: translateX(0);
}

@keyframes fab-pulse {
  0%, 100% { box-shadow: 0 6px 16px rgba(37, 211, 102, 0.4); }
  50%     { box-shadow: 0 6px 24px rgba(37, 211, 102, 0.6); }
}


/* ============================================================
   11. HERO SECTION
   ============================================================ */
.hero {
  position: relative;
  min-height: 100vh;
  display: flex;
  align-items: center;
  background: linear-gradient(135deg, var(--color-dark-900) 0%, #0c2e1e 50%, var(--color-primary-900) 100%);
  overflow: hidden;
  padding-top: var(--header-height);
  padding-bottom: var(--space-16);
}


.hero__bg-pattern {
  position: absolute;
  inset: 0;
  opacity: 0.04;
  background-image:
    radial-gradient(circle at 20% 50%, var(--color-primary-400) 0%, transparent 50%),
    radial-gradient(circle at 80% 20%, var(--color-primary-500) 0%, transparent 40%),
    radial-gradient(circle at 60% 80%, var(--color-primary-300) 0%, transparent 40%);
  pointer-events: none;
}

.hero__grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: var(--space-16);
  align-items: center;
}

.hero__content {
  position: relative;
  z-index: 2;
}

.hero__badge {
  display: inline-flex;
  align-items: center;
  gap: var(--space-2);
  padding: var(--space-2) var(--space-4);
  background: rgba(16, 185, 129, 0.12);
  border: 1px solid rgba(16, 185, 129, 0.2);
  color: var(--color-primary-300);
  font-size: var(--text-sm);
  font-weight: var(--font-semibold);
  border-radius: var(--radius-full);
  margin-bottom: var(--space-6);
}

.hero__title {
  font-family: var(--font-heading);
  font-size: clamp(2.5rem, 5vw + 0.5rem, 4rem);
  font-weight: var(--font-extrabold);
  line-height: var(--leading-tight);
  color: var(--color-white);
  margin-bottom: var(--space-6);
  letter-spacing: -0.03em;
}

.hero__title-highlight {
  color: var(--color-primary-400);
}

.hero__subtitle {
  font-size: var(--text-lg);
  color: var(--color-dark-300);
  line-height: var(--leading-relaxed);
  margin-bottom: var(--space-8);
  max-width: 520px;
}

.hero__visual {
  position: relative;
  z-index: 2;
  display: flex;
  align-items: center;
  justify-content: center;
}

.hero__image {
  border-radius: var(--radius-2xl);
  box-shadow: var(--shadow-2xl);
  max-height: 520px;
  object-fit: cover;
  width: 100%;
}

.hero__float-card {
  position: absolute;
  background: rgba(255, 255, 255, 0.95);
  backdrop-filter: blur(12px);
  border-radius: var(--radius-xl);
  padding: var(--space-4) var(--space-5);
  box-shadow: var(--shadow-xl);
  display: flex;
  align-items: center;
  gap: var(--space-3);
  animation: float 3s ease-in-out infinite;
}

.hero__float-card--top {
  top: var(--space-6);
  right: calc(0px - var(--space-8));
}

.hero__float-card--bottom {
  bottom: var(--space-6);
  left: calc(0px - var(--space-8));
  animation-delay: 1.5s;
}

.hero__float-icon {
  width: 44px;
  height: 44px;
  border-radius: var(--radius-md);
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}

.hero__float-icon--green {
  background: var(--color-primary-50);
  color: var(--color-primary-600);
}

.hero__float-icon--blue {
  background: #EFF6FF;
  color: #3B82F6;
}

.hero__float-text {
  font-size: var(--text-sm);
}

.hero__float-label {
  color: var(--color-text-muted);
  font-size: var(--text-xs);
}

.hero__float-value {
  font-weight: var(--font-bold);
  color: var(--color-dark-900);
}

@keyframes float {
  0%, 100% { transform: translateY(0); }
  50%      { transform: translateY(-8px); }
}

@media (max-width: 1023px) {
  .hero__grid {
    grid-template-columns: 1fr;
    text-align: center;
  }
  .hero__subtitle {
    margin-inline: auto;
  }
  .hero__visual {
    display: none;
  }
  .btn-group {
    justify-content: center;
  }
}


/* ============================================================
   12. CREDIBILITY BAR
   ============================================================ */
.credibility {
  background: var(--color-white);
  border-bottom: 1px solid var(--color-border);
  padding-block: var(--space-8);
}

.credibility__grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: var(--space-8);
}

.credibility__item {
  display: flex;
  align-items: center;
  gap: var(--space-4);
}

.credibility__icon {
  width: 48px;
  height: 48px;
  display: flex;
  align-items: center;
  justify-content: center;
  border-radius: var(--radius-lg);
  background: var(--color-primary-50);
  color: var(--color-primary-600);
  flex-shrink: 0;
}

.credibility__icon svg {
  width: 24px;
  height: 24px;
}

.credibility__number {
  font-family: var(--font-heading);
  font-size: var(--text-2xl);
  font-weight: var(--font-extrabold);
  color: var(--color-dark-900);
  line-height: 1;
}

.credibility__label {
  font-size: var(--text-sm);
  color: var(--color-text-secondary);
}

@media (max-width: 1023px) {
  .credibility__grid {
    grid-template-columns: repeat(2, 1fr);
  }
}

@media (max-width: 480px) {
  .credibility__grid {
    grid-template-columns: 1fr;
  }
}


/* ============================================================
   13. TIMELINE / HOW IT WORKS
   ============================================================ */
.timeline {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: var(--space-8);
  position: relative;
  counter-reset: step;
}

.timeline::before {
  content: '';
  position: absolute;
  top: 36px;
  left: calc(12.5% + 28px);
  right: calc(12.5% + 28px);
  height: 3px;
  background: var(--color-primary-200);
  border-radius: var(--radius-full);
  z-index: 0;
}

.timeline__step {
  text-align: center;
  position: relative;
  z-index: 1;
}

.timeline__circle {
  width: 56px;
  height: 56px;
  border-radius: var(--radius-full);
  background: var(--color-primary-500);
  color: var(--color-white);
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto var(--space-5);
  font-family: var(--font-heading);
  font-size: var(--text-xl);
  font-weight: var(--font-extrabold);
  box-shadow: var(--shadow-green);
  counter-increment: step;
}

.timeline__circle::before {
  content: counter(step);
}

.timeline__title {
  font-family: var(--font-heading);
  font-size: var(--text-lg);
  font-weight: var(--font-bold);
  color: var(--color-dark-900);
  margin-bottom: var(--space-2);
}

.timeline__text {
  font-size: var(--text-sm);
  color: var(--color-text-secondary);
  line-height: var(--leading-normal);
}

@media (max-width: 767px) {
  .timeline {
    grid-template-columns: 1fr;
    gap: var(--space-10);
    padding-left: var(--space-12);
  }

  .timeline::before {
    top: 0;
    bottom: 0;
    left: 27px;
    right: auto;
    width: 3px;
    height: auto;
  }

  .timeline__step {
    text-align: left;
  }

  .timeline__circle {
    position: absolute;
    left: calc(-1 * var(--space-12));
    top: 0;
    width: 48px;
    height: 48px;
    font-size: var(--text-lg);
    margin: 0;
  }
}


/* ============================================================
   14. TESTIMONIALS
   ============================================================ */
.testimonial-card {
  background: var(--color-white);
  border-radius: var(--radius-xl);
  padding: var(--space-8);
  border: 1px solid var(--color-border);
  position: relative;
  transition: all var(--transition-slow);
}

.testimonial-card:hover {
  box-shadow: var(--shadow-lg);
  border-color: var(--color-primary-200);
}

.testimonial-card__quote {
  position: absolute;
  top: var(--space-6);
  right: var(--space-6);
  font-size: 48px;
  line-height: 1;
  color: var(--color-primary-100);
  font-family: Georgia, serif;
}

.testimonial-card__stars {
  display: flex;
  gap: 2px;
  margin-bottom: var(--space-4);
  color: var(--color-accent-400);
}

.testimonial-card__stars svg {
  width: 18px;
  height: 18px;
}

.testimonial-card__text {
  font-size: var(--text-base);
  color: var(--color-dark-700);
  line-height: var(--leading-relaxed);
  margin-bottom: var(--space-6);
  font-style: italic;
}

.testimonial-card__author {
  display: flex;
  align-items: center;
  gap: var(--space-3);
}

.testimonial-card__avatar {
  width: 48px;
  height: 48px;
  border-radius: var(--radius-full);
  object-fit: cover;
  background: var(--color-dark-200);
}

.testimonial-card__name {
  font-weight: var(--font-semibold);
  color: var(--color-dark-900);
  font-size: var(--text-sm);
}

.testimonial-card__role {
  font-size: var(--text-xs);
  color: var(--color-text-muted);
}


/* ============================================================
   15. FAQ ACCORDION
   ============================================================ */
.faq {
  max-width: 800px;
  margin-inline: auto;
}

.faq__item {
  border-bottom: 1px solid var(--color-border);
}

.faq__question {
  width: 100%;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: var(--space-4);
  padding: var(--space-5) 0;
  font-family: var(--font-heading);
  font-size: var(--text-lg);
  font-weight: var(--font-semibold);
  color: var(--color-dark-800);
  text-align: left;
  cursor: pointer;
  transition: color var(--transition-fast);
}

.faq__question:hover {
  color: var(--color-primary-600);
}

.faq__icon {
  width: 28px;
  height: 28px;
  display: flex;
  align-items: center;
  justify-content: center;
  border-radius: var(--radius-full);
  background: var(--color-dark-100);
  flex-shrink: 0;
  transition: all var(--transition-base);
}

.faq__icon svg {
  width: 16px;
  height: 16px;
  transition: transform var(--transition-base);
}

.faq__item--open .faq__icon {
  background: var(--color-primary-500);
  color: var(--color-white);
}

.faq__item--open .faq__icon svg {
  transform: rotate(45deg);
}

.faq__answer {
  max-height: 0;
  overflow: hidden;
  transition: max-height var(--transition-slow), padding var(--transition-slow);
}

.faq__item--open .faq__answer {
  max-height: 500px;
  padding-bottom: var(--space-6);
}

.faq__answer p {
  color: var(--color-text-secondary);
  line-height: var(--leading-relaxed);
}


/* ============================================================
   16. CTA BANNER
   ============================================================ */
.cta-banner {
  background: linear-gradient(135deg, var(--color-dark-900) 0%, #0c2e1e 50%, var(--color-primary-900) 100%);
  border-radius: var(--radius-2xl);
  padding: var(--space-16) var(--space-12);
  text-align: center;
  position: relative;
  overflow: hidden;
}

.cta-banner__bg {
  position: absolute;
  inset: 0;
  opacity: 0.06;
  background-image:
    radial-gradient(circle at 30% 40%, var(--color-primary-400), transparent 50%),
    radial-gradient(circle at 70% 60%, var(--color-primary-500), transparent 50%);
  pointer-events: none;
}

.cta-banner__title {
  font-family: var(--font-heading);
  font-size: var(--text-4xl);
  font-weight: var(--font-extrabold);
  color: var(--color-white);
  margin-bottom: var(--space-4);
  position: relative;
}

.cta-banner__subtitle {
  font-size: var(--text-lg);
  color: var(--color-dark-300);
  margin-bottom: var(--space-8);
  max-width: 600px;
  margin-inline: auto;
  position: relative;
}

.cta-banner .btn-group {
  justify-content: center;
  position: relative;
}

@media (max-width: 767px) {
  .cta-banner {
    padding: var(--space-10) var(--space-6);
    border-radius: var(--radius-xl);
  }
}


/* ============================================================
   17. ANIMATIONS
   ============================================================ */

/* Fade in on scroll (JS-triggered via IntersectionObserver) */
.animate-on-scroll {
  opacity: 0;
  transform: translateY(30px);
  transition: opacity 0.7s ease-out, transform 0.7s ease-out;
}

.animate-on-scroll.is-visible {
  opacity: 1;
  transform: translateY(0);
}

/* Staggered children */
.animate-stagger > * {
  opacity: 0;
  transform: translateY(20px);
  transition: opacity 0.5s ease-out, transform 0.5s ease-out;
}

.animate-stagger.is-visible > *:nth-child(1) { transition-delay: 0ms; }
.animate-stagger.is-visible > *:nth-child(2) { transition-delay: 100ms; }
.animate-stagger.is-visible > *:nth-child(3) { transition-delay: 200ms; }
.animate-stagger.is-visible > *:nth-child(4) { transition-delay: 300ms; }
.animate-stagger.is-visible > *:nth-child(5) { transition-delay: 400ms; }
.animate-stagger.is-visible > *:nth-child(6) { transition-delay: 500ms; }

.animate-stagger.is-visible > * {
  opacity: 1;
  transform: translateY(0);
}

/* Shimmer */
@keyframes shimmer {
  0% { background-position: -200% center; }
  100% { background-position: 200% center; }
}

.shimmer {
  background: linear-gradient(90deg, transparent, rgba(255,255,255,0.15), transparent);
  background-size: 200% 100%;
  animation: shimmer 2s linear infinite;
}


/* ============================================================
   18. ICON SYSTEM
   ============================================================ */

/* Icon container styles */
.icon {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}

.icon--sm { width: 20px; height: 20px; }
.icon--md { width: 24px; height: 24px; }
.icon--lg { width: 32px; height: 32px; }
.icon--xl { width: 48px; height: 48px; }

/* Icon with background */
.icon-box {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  border-radius: var(--radius-lg);
  flex-shrink: 0;
}

.icon-box--sm {
  width: 40px;
  height: 40px;
}

.icon-box--md {
  width: 56px;
  height: 56px;
}

.icon-box--lg {
  width: 72px;
  height: 72px;
}

.icon-box--primary {
  background: var(--color-primary-50);
  color: var(--color-primary-600);
}

.icon-box--dark {
  background: var(--color-dark-100);
  color: var(--color-dark-600);
}

.icon-box--glass {
  background: rgba(16, 185, 129, 0.12);
  color: var(--color-primary-400);
}

/* Lucide-style SVG icons */
.icon svg {
  width: 100%;
  height: 100%;
  stroke-width: 2;
  stroke-linecap: round;
  stroke-linejoin: round;
  fill: none;
  stroke: currentColor;
}


/* ============================================================
   19. UTILITY COMPONENTS
   ============================================================ */

/* Badge / Tag */
.badge {
  display: inline-flex;
  align-items: center;
  gap: var(--space-1);
  padding: var(--space-1) var(--space-3);
  font-size: var(--text-xs);
  font-weight: var(--font-semibold);
  border-radius: var(--radius-full);
  letter-spacing: 0.02em;
}

.badge--primary {
  background: var(--color-primary-50);
  color: var(--color-primary-700);
}

.badge--dark {
  background: var(--color-dark-100);
  color: var(--color-dark-700);
}

.badge--success {
  background: #DCFCE7;
  color: #166534;
}

.badge--warning {
  background: #FEF3C7;
  color: #92400E;
}

/* Divider */
.divider {
  width: 60px;
  height: 4px;
  background: var(--color-primary-500);
  border-radius: var(--radius-full);
  margin-block: var(--space-4);
}

.divider--center {
  margin-inline: auto;
}

/* Avatar */
.avatar {
  border-radius: var(--radius-full);
  object-fit: cover;
  background: var(--color-dark-200);
}

.avatar--sm { width: 32px; height: 32px; }
.avatar--md { width: 48px; height: 48px; }
.avatar--lg { width: 64px; height: 64px; }

/* Separator line */
.separator {
  border: none;
  border-top: 1px solid var(--color-border);
  margin-block: var(--space-8);
}

/* Screen reader only */
.sr-only {
  position: absolute;
  width: 1px;
  height: 1px;
  padding: 0;
  margin: -1px;
  overflow: hidden;
  clip: rect(0, 0, 0, 0);
  white-space: nowrap;
  border-width: 0;
}

/* Visually hidden until focus (skip link) */
.skip-link {
  position: absolute;
  top: -100%;
  left: var(--space-4);
  padding: var(--space-2) var(--space-4);
  background: var(--color-primary-600);
  color: var(--color-white);
  border-radius: var(--radius-md);
  z-index: 9999;
  transition: top var(--transition-fast);
}

.skip-link:focus {
  top: var(--space-4);
}


/* ============================================================
   20. RESPONSIVE FINE-TUNING
   ============================================================ */
@media (max-width: 767px) {
  :root {
    --container-padding: var(--space-4);
    --header-height: 68px;
  }

  .section__header {
    margin-bottom: var(--space-10);
  }

  .card {
    padding: var(--space-6);
  }

  .simulator {
    padding: var(--space-6);
  }
}

@media (max-width: 480px) {
  .hero__title {
    font-size: clamp(2rem, 8vw, 2.5rem);
  }
}


/* ============================================================
   21. NEW SIMULATOR PRO (2-COLUMN GRID)
   ============================================================ */

.simulator-pro {
  display: grid;
  grid-template-columns: 1.2fr 1fr;
  gap: var(--space-8);
  align-items: start;
  max-width: 1120px;
  margin-inline: auto;
}

@media (max-width: 1023px) {
  .simulator-pro {
    grid-template-columns: 1fr;
    gap: var(--space-8);
  }
}

.simulator-pro__form {
  background: var(--color-white);
  border-radius: var(--radius-xl);
  padding: var(--space-8);
  border: 1px solid var(--color-border);
  box-shadow: var(--shadow-sm);
}

@media (max-width: 767px) {
  .simulator-pro__form {
    padding: var(--space-5);
  }
}

/* Bank Selection Grid */
.bank-selector {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(130px, 1fr));
  gap: var(--space-3);
  margin-bottom: var(--space-5);
}

.bank-card {
  border: 2px solid var(--color-border);
  border-radius: var(--radius-lg);
  padding: var(--space-4) var(--space-3);
  text-align: center;
  cursor: pointer;
  transition: all var(--transition-base);
  background: var(--color-white);
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  min-height: 80px;
}

.bank-card:hover {
  border-color: var(--color-primary-300);
  background: var(--color-primary-50);
}

.bank-card--selected {
  border-color: var(--color-primary-500);
  background: var(--color-primary-50);
  box-shadow: 0 0 0 3px var(--color-primary-100);
}

.bank-card__name {
  font-size: var(--text-sm);
  font-weight: var(--font-bold);
  color: var(--color-dark-800);
  line-height: 1.2;
}

/* Form inputs & grid structures */
.form-row {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: var(--space-4);
}

@media (max-width: 580px) {
  .form-row {
    grid-template-columns: 1fr;
    gap: 0;
  }
}

/* Custom switch toggle */
.toggle-switch-wrapper {
  display: flex;
  align-items: center;
  justify-content: space-between;
  margin-bottom: var(--space-5);
}

.toggle-switch {
  display: inline-flex;
  background: var(--color-dark-100);
  border-radius: var(--radius-full);
  padding: 3px;
  border: 1px solid var(--color-border);
}

.toggle-switch__option {
  padding: var(--space-2) var(--space-5);
  font-size: var(--text-sm);
  font-weight: var(--font-semibold);
  border-radius: var(--radius-full);
  cursor: pointer;
  transition: all var(--transition-fast);
  color: var(--color-text-secondary);
}

.toggle-switch__option--active {
  background: var(--color-primary-500);
  color: var(--color-white);
  box-shadow: var(--shadow-sm);
}

/* Result Column Sticky */
.simulator-pro__result {
  position: sticky;
  top: calc(var(--header-height) + var(--space-4));
}

@media (max-width: 1023px) {
  .simulator-pro__result {
    position: static;
  }
}

.simulator-pro__result-card {
  background: var(--color-white);
  border-radius: var(--radius-xl);
  border: 1px solid var(--color-border);
  box-shadow: var(--shadow-lg);
  overflow: hidden;
}

.simulator-pro__result-header {
  background: linear-gradient(135deg, var(--color-primary-600), var(--color-primary-700));
  color: var(--color-white);
  padding: var(--space-5) var(--space-6);
  font-family: var(--font-heading);
  font-size: var(--text-lg);
  font-weight: var(--font-bold);
  display: flex;
  align-items: center;
  gap: var(--space-3);
}

.simulator-pro__result-body {
  padding: var(--space-6) var(--space-8);
}

@media (max-width: 767px) {
  .simulator-pro__result-body {
    padding: var(--space-5) var(--space-6);
  }
}

.simulator-pro__result-highlight {
  background: var(--color-primary-50);
  border: 1.5px solid var(--color-primary-100);
  border-radius: var(--radius-lg);
  padding: var(--space-5);
  text-align: center;
  margin-bottom: var(--space-6);
}

.simulator-pro__result-highlight-label {
  font-size: var(--text-xs);
  color: var(--color-text-secondary);
  text-transform: uppercase;
  letter-spacing: 0.05em;
  margin-bottom: var(--space-1);
  font-weight: var(--font-semibold);
}

.simulator-pro__result-highlight-value {
  font-family: var(--font-heading);
  font-size: var(--text-4xl);
  font-weight: var(--font-extrabold);
  color: var(--color-primary-700);
  line-height: 1.1;
}

.simulator-pro__result-highlight-sub {
  font-size: var(--text-sm);
  color: var(--color-text-secondary);
  margin-top: var(--space-1);
}

.simulator-pro__result-rows {
  display: flex;
  flex-direction: column;
  gap: var(--space-3.5);
  margin-bottom: var(--space-6);
}

.simulator-pro__result-row {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding-bottom: var(--space-3);
  border-bottom: 1px solid var(--color-border-light);
}

.simulator-pro__result-row:last-child {
  border-bottom: none;
  padding-bottom: 0;
}

.simulator-pro__result-label {
  font-size: var(--text-sm);
  color: var(--color-text-secondary);
}

.simulator-pro__result-value {
  font-size: var(--text-sm);
  font-weight: var(--font-semibold);
  color: var(--color-dark-800);
  text-align: right;
}

.simulator-pro__disclaimer {
  display: flex;
  gap: var(--space-3);
  padding: var(--space-4);
  background: var(--color-dark-50);
  border-radius: var(--radius-md);
  border: 1px solid var(--color-dark-200);
  font-size: var(--text-xs);
  color: var(--color-text-secondary);
  line-height: 1.5;
  margin-bottom: var(--space-6);
}

.simulator-pro__disclaimer svg {
  flex-shrink: 0;
  color: var(--color-dark-400);
  margin-top: 1px;
}

/* Alert Boxes */
.simulator-pro__alert {
  display: flex;
  align-items: flex-start;
  gap: var(--space-3);
  padding: var(--space-4);
  border-radius: var(--radius-lg);
  font-size: var(--text-sm);
  line-height: 1.4;
  margin-bottom: var(--space-4);
}

.simulator-pro__alert svg {
  flex-shrink: 0;
  margin-top: 2px;
}

.simulator-pro__alert--warning {
  background: #FFFBEB;
  border: 1px solid #FDE68A;
  color: #92400E;
}

.simulator-pro__alert--error {
  background: #FEF2F2;
  border: 1px solid #FCA5A5;
  color: #991B1B;
}

.simulator-pro__alert--info {
  background: #EFF6FF;
  border: 1px solid #BFDBFE;
  color: #1E40AF;
}


/* ============================================================
   22. TIMELINE-8 (8-STEP GRID)
   ============================================================ */

.timeline-8 {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: var(--space-6) var(--space-4);
  position: relative;
}

.timeline-8__step {
  background: var(--color-white);
  border-radius: var(--radius-lg);
  padding: var(--space-5);
  border: 1px solid var(--color-border);
  box-shadow: var(--shadow-xs);
  transition: all var(--transition-base);
  position: relative;
}

.timeline-8__step:hover {
  transform: translateY(-2px);
  box-shadow: var(--shadow-md);
  border-color: var(--color-primary-200);
}

.timeline-8__header {
  display: flex;
  align-items: center;
  gap: var(--space-3);
  margin-bottom: var(--space-3);
}

.timeline-8__number {
  width: 32px;
  height: 32px;
  border-radius: var(--radius-full);
  background: var(--color-primary-500);
  color: var(--color-white);
  display: flex;
  align-items: center;
  justify-content: center;
  font-family: var(--font-heading);
  font-size: var(--text-sm);
  font-weight: var(--font-extrabold);
  flex-shrink: 0;
}

.timeline-8__title {
  font-family: var(--font-heading);
  font-size: var(--text-base);
  font-weight: var(--font-bold);
  color: var(--color-dark-900);
  line-height: 1.2;
}

.timeline-8__text {
  font-size: var(--text-xs);
  color: var(--color-text-secondary);
  line-height: 1.4;
}

@media (max-width: 1023px) {
  .timeline-8 {
    grid-template-columns: repeat(2, 1fr);
  }
}

@media (max-width: 580px) {
  .timeline-8 {
    grid-template-columns: 1fr;
  }
}